The Hybrid Investing Strategy: How to Maximize Returns WITHOUT Panicking

The 66% Rule: Why Your "Safe" Investing Strategy is Costing You a Fortune DCA Vs Lump Sum Investing

1. The "Uncle Scrooge" Dilemma

Imagine a distant relative—let’s call him Uncle Scrooge—leaves you an inheritance. After the taxes clear, you’re staring at a check for exactly $100,000. It’s sitting in your checking account, a silent weight of responsibility. You know this capital needs to be invested for retirement, but the headlines are screaming about volatility and the market looks shaky.

You face a classic crossroads: Do you take the entire $100,000 and dump it into the market by lunchtime (Lump Sum), or do you "play it safe" by drip-feeding $10,000 a month for ten months just in case the floor drops out next week (Dollar Cost Averaging)? Your intuition likely screams that the slower approach is the responsible one. However, in the cold light of mathematical history, your intuition is a liar. In the battle between Lump Sum (LS) and Dollar Cost Averaging (DCA), the "safe" choice is often a voluntary surrender of wealth.

Money in a Minute for the Week Ending Feb. 6

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Every weekend, I recap “news you can use” from the week — a handful of quotes from major (and often expensive) news sources — so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of what happened this week. Super Bowl LX is turning into AI’s coming-out party (Feb. 6, MarketWatch): Super Bowl LX could perhaps be…

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How to Prove to the Hiring Manager That You’re Best for the Job

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“Why should we hire you?” sounds straightforward, but in reality, it’s one of the trickiest interview questions. Moreover, any interview is really about this one thing — why would you be a good fit for this position? Read on to find out how to answer the “Why should we hire you?” question correctly, once and for all. This guide will show you: Learn how to tackle the “Why should we hire you”…

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17 Ways to Beat the Financial and Emotional Challenges of Retiring Single

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Sometimes it feels like the world is designed for couples. People throw dinner parties for couples. Most forms ask about your spouse. And, let’s face it, retirement and aging — a time when you’ll sometimes need a helping hand — can feel kind of scary on your own. Whether by circumstances or choice, the U.S. Census Bureau has documented that there are more than 20 million unmarried U.S.

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Here’s When Sam’s Club Membership Isn’t Worth It for You — and When It Is

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For families and those who have space in their homes to buy in large quantity, a warehouse store membership often makes sense — dollars and cents. But for many frugal people, the idea of paying to shop at a store gives them pause. How can you decide if Sam’s Club is worth the membership price? To help you answer that question, here are the details about Sam’s Club membership prices…

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Stop Paying Pros for These 5 Cheap Home Repairs — You’ll Save Thousands

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Owning a home often feels like a never-ending cycle of things breaking, leaking or peeling. When you call a professional to fix these minor annoyances, you aren’t just paying for materials — you’re paying for their travel time, insurance and expertise. That is why the bill for a 10-minute repair often starts at $150 or more. The good news is that many of these common issues require no…

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Which Warehouse Membership Actually Pays for Itself — Costco, Sam’s Club or BJ’s?

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No one likes paying a ton for necessities like groceries. One way many people save money on groceries is through warehouse club stores. Buying certain grocery and household items in bulk could save you a ton of money. However, wholesale club memberships can be expensive. And how do you know which one gives you the most bang for your buck? They don’t always let you take a stroll through before…

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The 15 Fastest Growing Remote Careers Right Now — and 10 Companies Hiring

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Remote work continues to be a top priority for professionals in 2026, and the data shows that demand isn’t slowing down. According to the FlexJobs Remote Work Index, 85% of professionals describe fully remote work as the most important factor in a job, up 4% from 2024. At the same time, fully remote job postings have increased by 3% over the last several months, with even faster growth across…

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Consumer Reports Reveals the 10 Best Cars for 2026 (and How to Get the Best DeaI on Any Model)

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Buying a car is one of the biggest checks you’ll ever write. It’s also one of the easiest ways to set a pile of money on fire if you choose poorly. Between skyrocketing sticker prices and the dizzying array of tech features that may or may not actually work, finding a vehicle that offers real value feels like a full-time job. That’s where the experts come in. Consumer Reports just released its…

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