Best FIXED DEPOSIT FD Rates Malaysian Bank September 2020
FD Promotions
- Affin Bank: 2.50% 5 months / 2.48% 6 months / 2.40% 3 months (eFD; min 10k; until Sep 10, 2020)
- Standard Chartered Bank: 12 months 2.35% (Term Deposit-i) / 2,39% FD (MyTaman promo; until Oct 31, 2020)
- Hong Leong Bank: 2.30% 3 months (eFD/eFD-i; min 5k; until Oct 31, 2020)
- CIMB: 2.25% 12 months / 2.20% 6 months / 2.10% 3 months (eFD Clicks Web; min 5k; until Sep 10, 2020)
- OCBC Bank: 2.00% 6 months (fresh funds) / 1.95% (existing funds) / 1.95% 12 months (eFD; min 1k; until Sep 30, 2020)
Senior Citizens FD Rate
- BSN Senior Citizen: 2.15% >12 months | 2.20% 12 months (min 50k) | 2.10% >12 months | 2.15% 12 months (min 5k)
- CIMB Golden Time 2 (Big Plus for 50 Plus): 2.10% 60 months | 2.00% 48 months | 1.90% 36 months | 1.85% 15-24 months (min 1k)
- Public Bank PB Golden 50 PLUS: 2.05% 9 months | 1.95% 6 months | 1.85% 3 months (min 30k)
- Am50Plus: 1.75% 48 months | 1.70% 36 months | 1.65% 12 months | 1.80% 6 months (min 5k)
- Hong Leong Senior: 1.75% 12 months (min 10k)
Private/Preferred Banking FD/Savings Accounts Rates
- CIMB Preferred: 2.30% *12 months | 2.25% 6 months (min 10k)
- UOB Privilege: 2.00% (min +100k top up requirement; min 250k)
- Hong Leong Priority Banking: 1.75% 12 months | 1.70% 6 months (min 50k)
- Public Bank Premier ACE Account: 1.51% (min 1m)
Junior Saving Accounts
- RHB Future Saver: 1.65% (above 100k) 0.35% (100k below)
- AmBank AmGenius: 1.95% (up to 100k) | 0.25% (above 100k)
- Affin Online: 1.85% (up to 50k) | 1.75% (50k – below 100k)
- Public Bank WISE Savings Account: 1.70% (up to 50k) | 0.35% (above 50k)
- BSN Smart Junior: 1.70% (above 25k) | 1.20%
- Maybank Yippie: 1.50% (up to 50k) | 0.20% (above 50k)
- SCB Young Savers Account: 1.45% (up to 50k) | 0.25% (above 50k)
High Yield Savings Accounts
- OCBC 360: up to 2.45%
- UOB Stash: up to 2.30% (200k deposit)
- Affin Esavers-i: 1.25% (50k above) | 0.75% (below 50k)
- Maybank M2U Savers/i: 0.75% (50k above) | 0.60% (below 50k)