When a Recession Looms, Should You Build an Emergency Fund or Kill Your Debt?

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A recession can wreak havoc on your finances. So it’s understandable if you’re worried by recent headlines. Economists are increasingly pessimistic amid tariffs, which could lead to higher prices. Companies and the government are cutting jobs, which has led to higher unemployment. If you’re worried about a recession, there are steps you can take to safeguard your money. But you’re probably…

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IRS Raises Business Mileage Rate for 2026 — but Cuts 2 Other Rates for Drivers

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Taxpayers who claim the standard mileage rate deduction for the miles they log for business purposes will be able to write off 72.5 cents per mile in 2026, the IRS has announced. That is up 2.5 cents — or about 3.5% — from the rate that was in effect for 2025. Drivers who take the standard mileage rate deduction for other purposes will not see an increase for 2026. In fact, some will see a…

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Retirees, Beware: Medicare Won’t Pay for These Drugs in 2026

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Medicare Part D coverage is never static, but 2026 is shaping up to be a particularly volatile year for formularies. Thanks to new legislation and aggressive cost-cutting by plan administrators, several high-profile medications are moving to the excluded list. If you rely on these prescriptions, you could face hefty prices at the pharmacy in 2026 instead of your usual copay.

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5 Simple Soil Tests to Help You Figure Out Why Your Lawn Isn’t Thriving

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Want to know why your grass isn’t growing the way you’d like? The answer might be hiding right under your feet — in your soil. Different soil types affect how well water drains, how nutrients reach your plants, and whether your lawn stays healthy or struggles. Before you can fix lawn problems or grow a better yard, you need to know the type of soil you’re working with. The good news?

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3 Essential Tests to Become a Self-Made Millionaire

 Introduction: Beyond the Hustle

As of 2025, there will be approximately 52 million millionaires in the world, and a staggering 80% of them are self-made. They didn't inherit their wealth; they built it from scratch. But their success wasn't just a matter of working harder than everyone else. According to extensive analysis, these individuals all passed the same three fundamental tests—tests that determine who achieves a financial breakthrough and who remains stuck in the grind.

These aren't the principles you hear in typical motivational speeches. They are the surprising, counter-intuitive tests of Scale, Leverage, and Luck that challenge conventional wisdom about what it truly takes to build a fortune.

Money in a Minute for the Week Ending Jan. 2

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Every weekend, I recap “news you can use” from the week — a handful of quotes from major (and often expensive) news sources — so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of what happened this week. Why there could soon be another government shutdown — and what it would mean for you (Jan. 2, MarketWatch)…

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10 of the Best Travel Freebies to Help You Save in 2026

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Planning to hit the open highway with friends or family this summer? Dreaming of two weeks in Europe this fall? When you finally return home, your head and heart will be full of memories — but your wallet will likely be running on empty. Vacation costs can add up quickly. Any way to trim that damage is likely welcome. So, we’ve rounded up some of the best ways to save on travel costs in 2026.

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10 Drugs That Just Got Cheaper for Millions of People on Medicare

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Nearly 9 million Medicare Part D enrollees could see substantial savings on prescription medications now that the first Medicare-negotiated drug prices have taken effect, according to a new report from the AARP Public…

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The Best on-Demand Streaming Services for Customer Satisfaction in 2026

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Every year, our entertainment experts run a survey to find out the answer to a simple question: What’s America’s favorite streaming service? We do this by measuring customer satisfaction in a number of ways. But the flashiest question measures overall satisfaction, and this year we had two winners. One winner is a standalone service—Crunchyroll, the niche anime streaming site that has fans…

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