01 January 2026

14 Big Financial Dates in January 2026 — Including the New Social Security COLA

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Life moves quickly. It’s easy to get distracted. But that can be costly. Miss an important financial date or deadline, and you could be on the hook for a penalty or lose out on a limited-time opportunity to save money.



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7 Things That Are on Deep Discount in January (While the Savings Last)

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With the holidays now behind us, bargains are popping up on a handful of products this January. Retailers are anxious to clear out seasonal products and gift sets that are only in demand during the holidays. In addition, they are hoping to entice customers into buying items that are perennially popular at the start of the year, such as products that help folks stick to their New Year’s…



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11 Things You Can Get for Free in January (Including Giveaways at Target)

Target
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A new year brings another 12 months of freebies. If you have resolved to curb your spending in 2026, we’ve got you covered: Throughout the year, Money Talks News will introduce you to the finest freebies available each month. Read on to learn how you can start the year by spending less. And for even more options, head on over to Money Talks News’ freebies page.



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22 States Raising Their Minimum Wage in 2026 (As High As $17 Per Hour)

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If you make the minimum wage — and live in the right place — you could be due for a pay raise this year. In 22 U.S. states, the minimum wage is increasing in 2026, according to a roundup from Paycor, a company that creates human resources software. Some of these states are gradually raising their minimum wage over a period of years with the goal of topping out at $15 an hour.



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