At some point in your 70s, the tax-free ride that you enjoyed for decades on your 401(k) and traditional IRA investments finally comes to an end. That’s when you must begin taking required minimum distributions (RMDs) — and paying taxes on that money — each year. The exact age at which your RMDs start has been 72 for most people, although a recent federal law is pushing it back to 75 over the next...
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