From RM50K Debt to Financial Growth—One Move That Changed His Life
Today the story is about
Amir, a 28-year-old software engineer in Penang, who earns a good salary but feels stuck living paycheck to paycheck because of his RM50,000 PTPTN loan. He’s afraid to start investing, thinking he should clear his debts first.
A financial coach helps him understand that he can balance both. By restructuring his debt payments, setting up an emergency fund, and investing in ASB Financing and PRS (Private Retirement Scheme), Amir finds himself in a much stronger financial position. In just four years, he clears his loans while growing his wealth at the same time.
Key Takeaway:
You don’t have to choose between paying off debt and building wealth—smart planning allows you to do both.
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