27 August 2025

10 Major Retirement Costs That Many Americans Overlook

Woman calculating her personal finances, learning to budget and save wisely to ensure a secure and comfortable retirement.
JLco Julia Amaral / Shutterstock.com

Key retirement costs are being overlooked by many Americans. According to a survey by the Employee Benefit Research Institute (EBRI), fewer than 50% of Americans “have planned for emergency expenses or calculated how much is needed to cover health expenses” in retirement. And, the Society of Actuaries found that while more than 6 in 10 pre-retirees and 7 in 10 retirees have given at least some…



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