29 April 2026

Why Health Insurance Premiums Are Rising — and What You Can Do About It

retiree health care costs
fizkes / Shutterstock.com

Health insurance is becoming harder and harder for the average American to afford. Health insurance premiums are rising because the cost of medical care itself also is rising. Different stakeholders share the weight of health care costs, whether it’s the government, your employer or you – the patient. Right now, more of those increasing costs are being passed on to consumers.



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